Irion

Buy Now, Pay Later rebuilt as private consumer credit and business banking on the Canton Network — where transaction data is confidential by construction, not by add-on.

The stack

• Daml protocol — credit lines, installments, and settlement modeled as Canton smart contracts.
• B2B API — programmatic access for businesses to issue and manage credit.
• Consumer wallet — a neobank-style front end for shoppers.
• Merchant & neobank consoles — dashboards for the supply side.
• SDK — a typed client so partners can integrate BNPL in a few calls.

Canton's privacy model means each party sees only the parts of a transaction they're entitled to — a natural fit for regulated consumer finance.